A rich life is not just about nice things. We can find a balance between a fulfilling life and saving for the future by being clear on what truly matters to us both now and in the long run.

Most individuals pay their bills and then invest if there is anything left over. A better wealth decision is to pay yourself first by putting a percentage of money away before you pay your bills.

Early in my investing life, I always tried to find the next Amazon, Netflix, or Microsoft. I found stocks that did well in the short term, chased momentum growth stocks, and invested in smaller companies thinking I was smarter than the rest of the market.

Many individuals make too much money to contribute to Roth IRAs, because of the income limits imposed on eligibility. What many don’t know, is that there is a strategy called the Back-Door Roth IRA that allows anyone to contribute to a Roth IRA without income limits.

If all of your money is in a Traditional 401k, every dime you take out when you retire will be taxable. We don’t know where tax rates will be 10 or 20 years from now, so having all your money in a tax-deferred account doesn’t give you a lot of control.

Inheriting a significant sum of money can be a life-changing event, but it's important to approach it with a frugal mindset to ensure long-term financial security. The statistics show that it takes people who inherit money about 18 months to spend it all. Don’t be a statistic.

If you ever panic and get out of the market, you will always find a reason to get back in. It is impossible to time the market. You have to be right twice. You have to get out at the right time (near a high) and get back in at the right time(near a low).

Investing with borrowed money or buying on margin is one of the greatest ways to 2-3x your returns but it also is a good way to 2-3x your losses. I learned this valuable lesson early in my investing life along with many others in the tech boom and bust from 1999-2000.

What does a financial advisor do?

An advisor sits down with you and finds out what is important to you and then will create a financial plan to help you reach your financial goals.

In this Episode, I will be discussing a crucial wealth decision that not many of us really think about much, but it is essential to understand so you can get a better handle of your finances. Know Your Money Values.

Mindset is a big part of building and keeping your wealth. In this episode, I discuss how to remove the money blocks that may be in your way from building and keeping your wealth.

To improve your relationship with money, you need to look at the beliefs and mindset you have about money. Without doing this, you can learn all you can about Roth IRA’s, or stock investing or ETF’s, but their will still be a piece of the puzzle missing that will hold you back from making the right decisions.

“Without a future well-defined, we take hesitant steps” -Jim Rohn

A rich life is not just about wealth. I have a philosophy on life, health and wealth that I call the M.A.D.E Life Philosophy

A lot of the issues we have around money, comes down to the standards we have set for ourselves around money. This goes for our personal relationships as well as our health.

Episode- Creating a Compelling Vision of Your Future involves creating a story of how you want you life to go. A vivid story that pulls you from the future to reach your goals in the long-term and be on your way to live a richer life.

In this episode, I reveal the 9-Step Wealth Decisions Plan to help you achieve financial freedom.

Welcome to the most critical time of your investment life. But enjoying a fulfilling retirement lifestyle is more challenging than it used to be. Multiple obstacles must be navigated.

There are many crucial retirement decisions to make once you retire to make sure you stay comfortable retired. Listen to this week’s episode to learn more

In this episode, we'll explore 6 key areas that can make or break your retirement plans: budgeting and expense management, social security maximization, withdrawal strategies, housing strategies, income-boosting options, and healthcare considerations.

Momentous Wealth Advisors now has 3 different choices for advice and guidance to help with your most important financial goals. One-time Advice, Hourly Based Upon Need and the traditional ongoing financial planning and wealth management approach.

Having the right mix of investments for your stage in life is a crucial step especially when nearing retirement. So what is the right mix? It all comes down to your risk tolerance and goals.

There is such a thing as having too many investments and being too diversified. In this episode, I discuss how many ETF’s, mutual funds, or stocks you need to have a solid portfolio.

In today’s episode, we’ll explore what market corrections are, how to prepare for them, and most importantly, how to turn these challenging times into opportunities. 

Passive investment Strategies are an important component of a portfolio to keep fees low. The great debate is whether active mutual funds are worth the extra cost.

Having more money in Roth IRA’s will help you create a more tax-efficient income in retirement, create a lasting legacy, and have smaller RMD’s from your IRA later in life.

A proper financial plan will give you the ability to stress-test your plan against different scenarios- like higher inflation, higher taxes, unexpected medical expenses, or a sudden drop in the markets.

In this episode I discuss the fact that you are going to be investing through a variety of investment cycles and it won’t always feel good to invest or stay invested.

The stock market goes up the majority of the time if the economy is growing, but it can also go down. What should you do when the market is at all-time highs?

Whether you're a seasoned investor or just starting out, you've probably come across stock price targets in financial news or brokerage reports. But have you ever wondered who sets these targets and how they're determined? 

At Momentous Wealth Advisors, we believe one of the keys to successful investing, is having a set of investment principles that guide important decisions over time and to have a process for investing centered around a financial planning first approach.

To live a richer life, we need to change our thoughts on what is possible for us, make new standards, and create a better vision for what our lives can be. In this episode, I explore 5 momentous decisions.

In this episode, I discuss 5 wealthy habits for long-term financial success. Your habits are the key to reaching your most important financial goals.

In this episode I discuss the parallels between Pickleball and Investing and how you can apply pickleball strategies to make you a more successful investor.

In this episode, I discuss the 5 numbers you need to know when planning for retirement or financial freedom

Financial pains can cause you to get behind with your finances and prevent you from financial success. Listen to find ways to fix them.

Are you really maxing out your 401k? You might be surprised to learn that what you think is "maxing out" might not be taking full advantage of this powerful retirement tool.

The SECURE Act 2.0 , passed in late 2022, brings significant changes to how Americans can save for retirement. Learn it all in this episode.

3 S's of Wealth: Success, Significance, and Security. We'll examine how these concepts shape our money mindset and ultimately, our financial decisions.

Whether you're a seasoned investor or just starting to dip your toes into the financial markets, understanding the psychological factors that drive our investment choices can be a game-changer.

Balancing saving for the future and living for today can be challenging. Listen to find strategies for building wealth but enjoying life.

What is Your Story with Money? We all have a unique narrative when it comes to money - a story that's been shaped by our upbringing, experiences, and beliefs

One thing that affects every financial decision you make is your money personality. Understanding your relationship with money is crucial for making sound financial decisions and achieving your goals.