Pre-order my book:
MOMENTOUS DECISIONS: 7 Steps to Better Health, More Wealth, and a Richer Life.
Achieve success in every area of your life
After losing his wife to pancreatic cancer in 2017, author Brian Muller forced himself to reevaluate his entire life. He came to realize that there was but one question that every person should be asking themselves every day: “What are you going to do right now to make the time you have left count?”
In Momentous Decisions: 7 Steps to Better Health, More Wealth and a Richer Life, Certified Health and Life Coach and veteran financial planner Brian Muller delivers a deeply insightful and practical exploration of how to use your present circumstances to become stronger and better. You'll learn how to lead a richer and more fulfilling life through the author's seven essential steps that help you make better wealth management and healthcare decisions. Through the M.A.D.E. Life framework, you'll discover how to create more meaning, accomplish your most important goals without sacrificing your relationships, make a difference in the lives of others, and create more joyful and memorable experiences.
From smart investing decisions to disciplined lifestyle choices, Momentous Decisions is a book about how to make those few big decisions that really matter for you and your family.
Inside the book:
Learn the ten most crucial wealth decisions to help you achieve financial independence and freedom
Find out how to build a holistic Life, Wealth, and Health plan that guides you every 90 days to develop your version of a richer life.
Revamp your lifestyle and adopt a healthy living mindset
Identify the things getting in your way of achieving permanent change in your health and wealth habits
Find out how to create a Compelling Vision of your future that creates a pull and strong internal motivation to help you create permanent change in your life
Learn how focusing on ONE MOMENTOUS THING in each area of your life every 90 days will help create new standards that contribute to the new vision you have for your life
Perfect for anyone interested in changing the way they approach the truly critical parts of their life, Momentous Decisions is an inspirational and transformative new take on what it means to pursue a life of meaning, purpose, and abundance.
Wealth Insights
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The Value of Having a Financial Advisor
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The Importance of Having a Financial Plan
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The 9 Most Important Investment Principles to Follow When Investing
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Stress Testing Your Portfolio.
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10 Rules for Successful Stock Investing
Episode #11- Identify Your Money Blocks
There is something that's getting in your way with building your wealth. And it has to do with what you believe, think and expect when it comes to money.
One of the major blocks to financial freedom is our money mindset.
And when we release those money blocks and become self-aware about our own personal relationship with money, we can begin to rewrite our own personal money story.
Wealth Decision #10: Know Your Money Values
You know, to some, money represents security, stability, and providing a means maybe to cover your essential needs and expected expenses.
But for others, it symbolizes more of financial freedom and the ability maybe to pursue their passions and interests.
In this week's episode, I discuss a crucial wealth decision that maybe not many of us really think about much, but I think it's essential to understand so you can get a better handle of your finances.
Wealth Decision #9: Hire a Financial Advisor
So what does a financial advisor do?
The first thing is a financial advisor is going to sit down with you, understand what's important to you, and help create a financial plan.
And then once they've created a financial plan, they're going to create a portfolio designed for your stage in life and your individual risk tolerance.
They're going to look at portfolio risk and return characteristics.
They're going to look at tax efficiency if they're investing some of your money in a taxable account.
And they're going to look at the fees that you're paying on your investments.
Wealth Decision #8- Don't Borrow Money to Buy Stocks
James Montier once said, "Leverage can never turn a bad investment into a good one, but it has the potential to turn a good investment into a bad one by forcing you to sell at just the wrong point in time."
Investing with borrowed money or buying on margin is one of the greatest ways to 2-3x your returns but is also a good way to 2-3x your losses. I learned this valuable lesson early in my investing life along with many others in the tech boom and bust from 1999-2000.
Wealth Decision #7- Don't Try to Time The Market
Peter Lynch once said, “Far more money has been lost by investors trying to anticipate corrections than lost in the corrections themselves.” “The idea that a bell rings to signal when to get into or out of the stock market is simply not credible. Though tempting, trying to time the market is a loser's game.
The old adage, “It's not about timing the market, but about time in the market,” has been proven true over the years. Research shows that those who stay invested over the long run in a well-diversified portfolio will generally do better than those who try to profit from turning points in the market.
Wealth Decision #6- Be Frugal With Windfalls
It has been often said that if you divided up all the wealth in the world equally amongst everyone, it would all end up in the hands of the people that were wealthy to begin with. Not because they are smarter or more educated, it is because they have a wealthy mindset and they know how to manage their wealth.
In today’s episode we are going to be discussing Wealth Decision #6, Be Frugal with Windfalls. This wealth decision applies to any type of windfall you may get in life.
For more information on my 3-Step Process for Inheritance Planning go to:
https://www.momentouswealthadvisors.com/inheritance-advice
Wealth Decision #5- Don't Just Invest in Your 401k
If all of your money is in a Traditional 401k, every dime you take out when you retire will be taxable. We don’t know where tax rates will be 10 or 20 years from now, so having all your money in a tax-deferred account doesn’t give you a lot of control. It is crucial to not just have investment diversification, but also account diversification. Account diversification gives you more flexibility and tax control.
Episode #4 -Take Advantage of Roth IRA's and Roth 401k's
They say the only things that are certain are death and taxes. In today's episode, we are going to talk about a crucial wealth decision to set yourself up for a brighter financial future.
I think one of the best tools for building and keeping your wealth is the Roth IRA or Roth 401k. The biggest advantage of a Roth IRA is that you will keep the government out of your pocket permanently — tax-free growth and withdrawals.
The Wealth Decisions Podcast
Each week on the Wealth Decisions Podcast I discuss crucial wealth decisions and mindset hacks to help individuals build and keep more of their wealth so that they can live a richer life. You can listen to the podcast on Apple Podcasts or Spotify. Click the link below
Contact Us
Get in touch with us to schedule a discovery meeting to see how we could work together to help you with your most important financial goals.
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